Evans Appraisal Service in Clarks Summit perform appraisals for numerous clients

To a lot of people, an appraisal is simply a line item in the long list of items for a home sale or refinance. While there are a budding number of automated home valuation systems that might seem more prudent than an appraisal, the majority of lenders still want a local expert because the stakes are very high. But is securing a mortgage the only reason you should get an appraisal? Are there other instances when the services of a licensed, independent real estate professional could be helpful? Of course.


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Let Evans Appraisal Service help you appeal your tax assessment in Lackawanna County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Evans Appraisal Service is your best evidence. At Evans Appraisal Service,we can assist you in challenging your tax assessment.

Let Evans Appraisal Service help you do away with PMI to lower your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate, many lenders ask homeowners to purchase an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

Evans Appraisal Service will give you a statement regarding the value of your home, and the expense of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Evans Appraisal Service

A divorce can be a very daunting ordeal for both parties, and it is often further complicated by the burdensome decision of who maintains the home. So both parties are entirely aware of the true market value of their house, it's a good idea to order an appraisal from Evans Appraisal Service, regardless of the situation.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with help from Evans Appraisal ServiceSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.

Let Evans Appraisal Service assist you in relocating to or from Lackawanna County

Moving due to a job change is a more than just an inconvenience, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, along with information about any current sales or listings in their area that they want considered during our thorough process.

Selling your home quickly at the right price with an appraisal from Evans Appraisal Service

A professional appraisal will help you make a more informed decision regarding your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value we come up with, but rather they are based on our efforts to complete the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.